Build a profitable ATM business anywhere in the US
We provide everything you need to launch and grow an ATM route — equipment, processing, wireless connectivity, cash loading, and management software. You focus on finding locations and growing.
The Business Model
How ATM operators make money
$2.50+
Surcharge per transaction
You keep 100%
200+
Avg transactions/month
Per well-placed ATM
$500+
Monthly revenue per ATM
Before operating costs
How interchange works
When a customer uses your ATM, their bank pays an interchange fee to the processing network. A small portion of that interchange covers your processing costs (PAI fee). The surcharge — the fee the customer agrees to pay — goes directly to you, the operator. You set the surcharge amount (typically $2.50–$3.50). More transactions = more revenue.
Full Stack
Everything you need, from one partner
ATM Equipment
New Hyosung and Genmega machines with free programming, EMV compliance, and full manufacturer warranty.
PAI Processing
Next-day funding, real-time transaction reporting, and PCI-compliant processing on the PAI network.
WTI Wireless Modem
Pre-activated cellular modem with triple-carrier support. No landline needed — just plug in and go.
Cash Loader Network
We connect you with vetted cash loaders in your area, or help you recruit and manage your own team.
ATM Route Manager
Cloud-based software to monitor transactions, cash levels, uptime, and performance across your entire fleet.
Transparent Pricing
No hidden fees, no revenue splits
You keep 100% of the surcharge from every transaction. Our revenue comes from the interchange network fee — a small, fixed per-transaction cost that's standard across the industry. There are no monthly minimums, no percentage cuts, and no surprise charges.
You keep
100% of surcharge revenue
Processing fee
Small per-transaction fee from interchange
Modem rental
Optional — from $29/mo or purchase outright
Getting Started
From application to go-live
Fill out the form
Tell us about your goals, timeline, and target market. Takes 2 minutes.
We call you
A dedicated account manager walks you through the program and answers every question.
Processing setup
We onboard you to PAI processing with next-day funding and real-time reporting.
Ship your modem
Pre-configured WTI modem with activated SIM arrives at your door. Plug and play.
Go live
Your first ATM starts processing transactions. We monitor everything and you collect revenue.
Frequently asked questions
Do I need experience to run an ATM business?
No. Most of our operators had zero ATM experience before starting. We handle the technical side — processing, connectivity, compliance — and teach you the business fundamentals. If you can find a good location and manage a small team, you can run a route.
How much cash do I need to get started?
The cash float depends on your number of ATMs and transaction volume. A single ATM typically needs $2,000–$5,000 in the cassette. Many operators start with one machine and reinvest surcharge revenue to fund additional ATMs. If you use our cash loading network, we can handle the float for you.
Can I do this part-time?
Absolutely. Many operators start part-time while keeping their day job. Once your ATMs are placed and connected, they run largely on autopilot. You check the Route Manager dashboard, coordinate cash loads, and collect revenue. Most part-time operators manage 3–10 machines.
How do I find good ATM locations?
Look for cash-heavy businesses with consistent foot traffic: bars, convenience stores, gas stations, laundromats, event venues, hotels, and smoke shops. We provide location scouting guidance and can help evaluate foot traffic and revenue potential for any site you're considering.
What does processing cost?
PAI processing charges a small per-transaction fee. You keep 100% of the surcharge — the fee comes from the interchange, not your revenue. We'll walk you through the exact fee structure during your consultation. Most operators find the economics very favorable compared to other processors.
How does cash loading work?
Cash loaders visit your ATMs on a regular schedule (typically 1–2 times per week) to refill the cassette. You can load your own machines, hire local loaders, or use our nationwide cash loading network. The Route Manager software tracks cash levels and alerts you when a machine is running low.
Get Started
Five steps to your first ATM
Fill out the form
Tell us your goals, location, and timeline. We'll match you with the right program.
Get PAI processing onboarded
We set up your merchant account with next-day funding and real-time reporting.
Get your WTI modem
Pre-configured, pre-activated cellular connectivity shipped to your door.
Launch ATM Route Manager
Cloud-based dashboard to monitor transactions, cash levels, and uptime across your fleet.
Cash loading coverage
We connect you with local cash loaders or help you recruit and manage your own.